pt danareksa investment management reksa dana syariah… · 2016. 8. 19. · 1 pt danareksa...
TRANSCRIPT
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PT DANAREKSA INVESTMENT MANAGEMENT
Reksa Dana Syariah, Faedah & Berkah
Oleh : R.G Andriyanto, CFP, QWP, AEPP
Reksa Dana… Ya Danareksa ISO 9001:2008
CERTIFIED Best Asset Management Company,
Indonesia 2013 – The Asset
Junii 2016
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Memiliki pengetahuan dalam
menganalisis instrumen investasi
(Obligasi, Saham).
Memiliki waktu dalam memantau
dan mengelola portofolio investasi.
Memiliki banyak dana sehingga
akan membatasi kemampuan
dalam mendiversifikasi
Memiliki informasi mengenai
informasi terkait kondisi pasar
modal.
Reksa Dana... Ya Danareksa.
Usia
Nilai tabungan
bulanan
Nilai investasi
bulanan
25 Rp1,241,687 Rp144,440
35 Rp2,479,656 Rp667,896
40 Rp3,788,988 Rp1,495,871
45 Rp6,483,130 Rp3,633,496
50 Rp14,720,859 Rp11,289,930
Target dana saat pensiun Rp1,000,000,000
Target usia pensiun 55 tahun
Asumsi bunga tabungan 6% (pa, Gross)
Asumsi Return Investasi Saham 15% (pa, net)
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Menabung
• Kepentingan jangka pendek atau
untuk berjaga-jaga
• Pertumbuhan nilai aset lambat
• Minim risiko
Berinvestasi
• Kepentingan jangka panjang
• Pertumbuhan nilai aset relatif
lebih cepat
• High Risk, High Return.
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.
Dikelola Oleh & Secara
Profesional
Proses Cleansing
Pilihan Reksa Dana
Beragam
Minimum Investasi Murah
Likuid Maks H+7
Ada UU RI
No.8/95 & POJK
Bukan Objek Pajak
Tersedia Fasilitas Online & Auto Debet
Harga NAB Transparan Setiap Hari
Financial Planing
Beli Transfer Ke Rek Produk
RD & Jual Ke
Nasabah
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RD Campuran
Risiko : Menengah
Indikasi Return : 12%-15% p.a
Profil risiko nasabah : Moderat
< 1 th
RD Pasar Uang
Risiko : Terendah
Indikasi Return 5%-7% p.a
Profil risiko nasabah : Konservatif
Imb
al H
asil
Risiko
Jangka waktu
RD Pendapatan Tetap
Risiko : Rendah
Indikasi Return : 7%-9% p.a
Profil risiko nasabah : Konservatif
RD Saham
Risiko : Menengah
Indikasi Return : 15%-18%% p.a
Profil risiko nasabah : Agresif
Konservatif Moderat Agresif
1 – 5 th > 5 th
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Risiko berkurangnya nilai Unit Penyertaan karena berubahnya nilai investasi dalam
Efek ekuitas
Efek hutang
Instrumen Pasar uang
Risiko Kredit Jika perusahaan yang menerbitkan efek hutang tidak sanggup untuk membayar pokok dan/atau bunga atas efek tersebut.
Risiko berkurangnya nilai tukar mata uang asing Nilai kekayaan Reksa Dana yang ditanamkan pada efek ekuitas dan efek hutang serta instrumen pasar uang dalam mata uang asing berkurang karena perubahan nilai tukar.
Perubahan Politik dan Ekonomi
Risiko Likuiditas
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Biaya yang di Bebankan ke Nasabah:
• Subscription/Pembelian
Biaya yang akan di bebankan ke Nasabah pada saat nasabah
melakukan pembelian/top up untuk Reksa Dana.
• Redemption/Penjualan
Biaya yang akan di bebankan ke Nasabah pada saat nasabah
melakukan penjualan kembali/ pencairan unit penyertaan
Reksa Dana.
Biaya yang di Bebankan Ke Reksa Dana:
• Management Fee
Biaya pengelolaan dari setiap Reksa Dana (harian)
• Audit Fee
Biaya audit Reksa Dana (setahun sekali)
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Rekening Lumpsum
Investasi yang bisa dilakukan setiap saat sesuai dengan
kebutuhan nasabahnya dalam berinvestasi
Rekening Reguler - Auto Invest BCA
Investasi yang dilakukan rutin per bulan secara berkala.
Reksa Dana Campuran dan Saham dan sudah di tentukan
setiap tanggal untuk pendebitanya + Biaya pembelian.
Reksa Dana... Ya Danareksa.
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Untuk Pembukaan rekening:
Form Registrasi
Copy KTP yang masih Valid
Copy NPWP
Copy Buku Halaman Depan Buku Tabungan
Materai 6.000
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Terima Kasih PT Danareksa Investment Management
CONTACT CENTER : (021) 1500688
http://reksadana.danareksaonline.com
email : [email protected]
Twitter : @reksadanaonline
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Disclaimer
IMPORTANT INFORMATION – PLEASE READ CAREFULLY
This material is for information purposes only. It may not be reproduced, distributed or transmitted (in whole or in part) to any other person or incorporated in any way into another document or other material without the prior written consent of PT. Danareksa Investment Management (hereinafter referred to “Danareksa”). Copyright in this document is owned by Danareksa.
This material is neither an offer to sell securities, commodities or other instruments nor a solicitation of an offer to buy securities, commodities or other instruments. This document does not constitute or imply any offer or commitment whatsoever on the part of Danareksa or its affiliates.
Danareksa is presenting this information to you at your request, but Danareksa is not acting in the capacity of your financial adviser or fiduciary. All information, terms, rates and pricing set forth herein is indicative and subject to change without notice. No representation is made that the actual rates, pricing or returns that could be achieved in any transaction described herein and such rates and prices do not constitute an offer or solicitation to enter into any transaction at such rate or price.
Any opinions expressed herein reflect our judgment at the date and time hereof and are subject to change without notice. The information contained herein has been internally developed or taken from other sources which we deem reliable, however, no warranty is made that such information is accurate or complete and it should not be relied upon as such. Danareksa undertakes no obligation to update or inform you of changes to the information contained herein and Danareksa shall not be liable for any losses or expenses arising from the use of or reliance upon such information.
Danareksa and/or its affiliates may have long or short positions in or make markets in or otherwise buy or sell the instruments or economically equivalent instruments discussed herein and may have acted as manager or co-manager of a public offering of any such instrument.
Transactions of the type described herein may involve a high degree of risk, and the value of such instruments may be highly volatile. Such risks may include without limitation risk of adverse or unanticipated market developments, risk of counterparty or issuer default and risk of illiquidity. In certain transactions counterparties may lose their entire investment or incur an unlimited loss. This brief statement does not disclose all the risks and other significant aspects in connection with transactions of the type described herein, and counterparties should ensure that they fully understand the terms of the transaction, including the relevant risk factors and any legal, tax and accounting considerations applicable to them, prior to transacting.
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